MissouriHomeowner.com Rent to Own Homes

First of all.....What does Rent to Own and Owner Financing really mean?

"Rent to own" is a generic term applied to many different types of non-traditional agreements and financing. There are many people using the term in a variety of ways and it doesn't always mean the same thing. In some cases, Rent to Own means that you are renting, and you might be able to own someday through an option to purchase. That is NOT what we offer nor do we think it is a good deal for you.

Our program is referred to as an "Installment Land Contract", "Escrowed Contract For Deed Purchase" or "Owner Financing Purchase". It allows you to own from the very start and enjoy the benefits and tax advantages of home ownership. This allows you to become a homeowner with the seller financing you directly. There is no bank qualifying required or outside lender involved. It is a private agreement between buyer and seller and is overseen by an escrow attorney.

There are two types of applicants that we most commonly help. Those with good credit that lack the down payment needed to purchase. And, those with less than perfect credit.

Here are the two programs we offer:

"Any Credit" Owner Financing-If your credit is challenged we can still help. With as little as a $1900 down payment we can finance the purchase of your home. This program is based solely on your income and job history. Your credit score will not affect an approval decision and you will not be turned down due to credit score. Just be 100% honest and totally serious and you will own your own home.

100% Owner Financing-Perhaps you have good credit and can get approved by a bank or mortgage company. But, you lack the large down payment that lenders are now requiring. We can help. We will finance 100% of the purchase price.

MissouriHomeOwner.com

Would you like to own your own home?
We can help you achieve your dream with our
Rent to Own Homes and
Owner Financing Program.

Have you been challenged getting a home loan because of:

* Damaged Credit or No Credit
* Good or Fair Credit but lack of a large down payment
* Self-Employed or Cash/Tip/1099 Income
* Bankruptcy/Foreclosure/Garnishments/Judgments
* Recent increases in down payment requirements
* Recent tightening of lending requirements

We will owner finance you directly based solely on your job history and income.
No Bank Loan Needed.
We have helped hundreds of families over the last decade.

Questions?
Talk to a Real Person.
636-336-0022
MissouriHomeOwner.com

Own Your Own Home Regardless of Credit Score. Photos and Info at missourihomeowner.com

Our Rent to Own Homes and Owner Financing Program have created hundreds of Missouri Homeowners with Homes in St Charles, St Peters, O'Fallon, Cottleville, Weldon Spring, Dardenne Prairie, Lake St. Louis, Wentzville, Troy, Wright City, Winfield, Florissant, Hazelwood and other areas throughout the St. Louis, Missouri area.

Our owner financing program allows us to finance your home purchase directly. No Bank or mortgage company loan is needed. And, no large down payment is required. Many families are able to own their own home with less than a few thousand dollars at closing.

We also offer brand new construction rent-to-own houses, lease to own property, lease purchase, lease option, rental properties, owner financing, houses for rent, homes for rent to own, apartments, town homes and duplexes for rent and other real estate listings in St. Charles County, Missouri.

Our Seller Financing program qualifies for the $8000 tax credit. But, only until November 30, 2009.

Visit our website for complete information and free online approval. Photos and Info at missourihomeowner.com Call 636-336-0022 to speak to a real person!!